Friday, June 8, 2018
Thursday, June 7, 2018
The case started in Massachusetts state court and was removed by the insurer to federal court. The federal judge predicted that even though a 1951 decision of the Massachusetts Supreme Judicial Court held that there was no coverage for the innocent coinsured under similar facts, if the case were before the SJC today it would hold that there is coverage. He based that prediction on changes to the statute regulating fire insurance policies and on Massachusetts Superior Court decisions.
Thursday, May 31, 2018
Monday, January 1, 2018
Massachusetts Appeals Court holds that under New Hampshire law insurer can settle claim over objection of insured
The lesson here: If you want to have control over whether or not a case against you will be settled, buy a policy that gives you that control.
Tuesday, September 12, 2017
Tuesday, August 29, 2017
Slate has an article here about the planned use of drones after Hurricane Harvey. It does look like the use of drones will allow insurers to more quickly assess external damage to numerous properties than would be possible with adjusters being present for each inspection. An important feature of the use of drones is that they can take pictures where it would be unsafe for adjusters to venture. But, as the Slate article points out, there is also a downside: since the adjusters will not be physically present at the property, the face to face interaction between the insurer and the policyholder is lost. Given the scale of destruction expected from Harvey, that seems like a reasonable tradeoff for speed and safety of damage assessments.